Dear Reader:
While money doesnt grow on trees, it
can grow when you save and invest wisely.
Knowing how to secure your financial
well-being is one of the most important things youll ever need to know in
life. You dont have to be a genius to do it. You just need to know how to
get started. No matter how much or little money you have, the important thing
is to start. Well cover the basics in this brochure on saving and
investing.
At the SEC, we enforce the laws that
determine how investments are offered and sold to you. These laws protect
investors, but you need to do your part, too. Part of this brochure tells you
how to check out investments and the people that sell them so you do not fall
victim to fraud or costly mistakes.
No one can guarantee that youll make
money from investments you make. But if you get the facts about saving and
investing you should be able to gain financial security over the years and
enjoy the benefits of managing your money.
Please feel free to call us with any of
your questions or concerns about investing. It always pays to learn before you
invest.
And congratulations on taking your first
step on the road to financial security!
Arthur Levitt Chairman, Securities and
Exchange Commission 450 Fifth Street, N.W. Washington, D.C.
20549  |