|
Savings
Fitness:
A Guide To Your Money and Your Financial Future
 A
Workout Worth Doing
Monitor Your Progress
Financial planning is not
a one-time process. Life, your goals, tax laws, and your financial world
have a way of changing, sometimes dramatically.
Periodically review
your spending plan.
Monitor the performance of investments. Make adjustments
if necessary.
Make sure you contribute more toward your retirement
as you earn more.
Update your various insurance safety nets to reflect
changes in income or personal circumstances.
Keep your finances in order.
Where To Go From Here
You now realize that saving
for your own retirement is critical and that it is primarily your responsibility.
You may get help along the way, but most of the work is going to rest
on your shoulders. No one will work harder or care more about your retirement
and your other financial goals than you.
Look back on those 3"x
5" cards outlining your goals. Perhaps they seem more realistic
now. Even if you can't do as much as you would like to right away, you
can do something.
Think of this booklet as
a starting point. Continue to educate yourself about managing your money
and investing. Consider professional resources, as well, such as your
benefits department, financial planners, and other financial experts who
can help you not only with your financial questions, but, more importantly,
can help motivate you into action.
Finally, there is only one
real key to "buying" that retirement you've dreamed of. It doesn't
matter whether you are still young or whether retirement is just around
the corner. It doesn't matter whether you're in your first job, trying
to save for a home, or putting a child through college.
All that matters is that
you start saving ... now!
|
